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Guides / Gold Coast and Northern NSW

Off the plan guides.

Everything we have written about buying off the plan, in the order a purchase happens: deciding, looking, checking, signing, paying and owning. Every rule and figure is read from a government, ATO or regulator page and dated. None of it is personal advice.

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Buying off the plan on the Gold Coast: the buyer's guide

Six steps from goals to settlement, with the questions buyers ask most and the Queensland and NSW rules behind each.

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Deciding

Off the plan pros and cons

The financial upside against the uncertainty: fixed price, first home duty, 2027 tax rules and depreciation against valuation risk, delays, changes and warranty gaps.

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Deciding

Off the plan vs completed apartments

Side by side on valuation, stamp duty, depreciation, the 2027 tax changes, timing, body corporate and buyer protections.

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Deciding

Off the plan vs building or renovating

Why a fixed price matters when building costs rise, with ABS and QBCC sources.

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Looking

Display suite questions

What to ask a developer at a display suite, and what the law already requires them to disclose.

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Checking

How to check a developer and builder

The QBCC and NSW licence registers, ASIC, insolvency notices, iCIRT and the cover that applies if they fail.

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Signing

Contract clauses to check before you sign

The sunset clause, deposit, changes to the plans, lot size and eight more, with the government rules.

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Costs

Stamp duty calculator and guide, QLD and NSW

Rates, first home buyer concessions, the NSW 12 month deferral and worked examples, with a calculator.

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Investors

Depreciation on a new apartment

Capital works, new fittings, the 2017 second-hand rule, effective lives and the quantity surveyor's report.

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Investors

Investment property tax, costs and the 2027 rules

Deductions, negative gearing limited to new builds, the CGT choice for new dwellings, GST at settlement, land tax and levies.

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